Name: Marcin Rachon

Name: Construction for Living Ltd

Date of Birth: 25 / 6 / 1978

Date Order Starts: 8 / 9 / 2026

Disqualification Length: 4 Years 0 Month(s)

CRO Number: 13659461

Last Known Address: 31a Lacon Road, , , , LONDON, SE22 9HE

Conduct: Marcin Rachon as the director of Construction For Living Limited (“Construction For Living”) caused Construction For Living to trade to the detriment of HM Revenue and Customs (“HMRC”) in respect of VAT and CIS tax, from 07 June 2022 (when the VAT liabilities for the VAT quarter ended April 2022 fell overdue for payment) to cessation of trading on 05 December 2024, resulting in liabilities owed to HMRC of at least £714,768. VAT • Construction For Living submitted VAT returns to HMRC for the seven consecutive VAT quarters ended April 2022 to October 2023, disclosing VAT liabilities totalling £258,265. • HMRC raised VAT central assessments for the VAT quarters ended January 2024 to July 2024 totalling £158,477. • Between 19 December 2022 and 23 January 2024 Construction For Living made payments totalling £9,412 to HMRC in respect of its VAT liabilities leaving outstanding liabilities owed to HRMC at liquidation of £407,330. CIS • Construction For Living submitted monthly CIS returns to HMRC for the tax years ended 2022/2023 through to 2024/25 (Up to July 2024) totalling £331,599 due to HMRC. • Between 01 February 2023 and 31 January 2024 Construction For Living made payments totalling £28,461 to HMRC in respect of its CIS liabilities (which included a payment of £4,300 towards liabilities for the 2021/22 tax year), leaving an outstanding amount due at liquidation of £307,438. Differential Treatment • Construction For Living accounts for the year ended 31 October 2022 show liabilities to creditors of £121,306, made up exclusively of £58,235 VAT and £63,071 Taxes and Social Security. Accounts for year end 31 October 2023 show liabilities to creditors of £509,097 of which £258,265 was VAT, £220,420 Taxes and social security and £30,412 Trade Creditors. • Statements for Construction For Livings bank account record that between April 2022 and December 2024 the company received payments into the account totalling £4,340,094 of which £38,504 was paid to HMRC. Mr Rachon was paid £197,407. • Construction For Living’s liabilities at liquidation total £813,078, of which £800,953 is owed to HMRC (based on HMRC’s final claim which includes charges and interest) and £12,125 owed to trade creditors. 

This information is correct as at 19 / 8 / 2026

Name: Construction For Living Ltd

Date of Birth: 10 / 12 / 1976

Date Order Starts: 27 / 8 / 2026

Disqualification Length: 3 Years 0 Month(s)

CRO Number: 13659461

Last Known Address: 103, Flat 2, The Avenue, , LONDON, N17 6TE

Conduct: Michal Repczynski, following his appointment as director on 01 October 2023 caused Construction For Living Limited (“Construction For Living”) to trade to the detriment of HM Revenue and Customs (“HMRC”) from 22 October 2023 (when the CIS liabilities for tax month ended 05 October 2023 fell overdue for payment) to cessation of trading 05 December 2024, resulting in liabilities owed to HMRC of at least £323,272 VAT • Construction For Living submitted VAT returns to HMRC for the seven consecutive VAT quarters ended April 2022 to October 2023, disclosing VAT liabilities totalling £258,265. • Of this total amount, £46,442 of this fell due on 07 December 2023 and arose during Mr Repczynski’s tenure as a director. • HMRC raised VAT central assessments for the VAT quarters ended January 2024 to July 2024 totalling £158,477 • On 23 January 2024 Construction For Living made a payment of £2,000 to HMRC in respect of its VAT liabilities leaving outstanding VAT liabilities incurred between October 2023 and July 2024 totalling £202,919. CIS • Construction For Living submitted monthly CIS returns to HMRC for the tax years ended 2021/2022 through to 2024/25 (Up To July 2024) totalling £335,900 due to HMRC. • Of this total amount, £135,353 of this fell due and arose during Mr Repczynski’s tenure as a director. • Between 30 November 2023 and 31 January 2024 Construction For Living made payments totalling £15,000 to HMRC in respect of its CIS liabilities, leaving outstanding CIS liabilities incurred between October 2023 and July 2024 totalling £120,353. Differential Treatment • Construction For Living accounts for the year ended 31 October 2022 show liabilities to creditors of £121,306, made up exclusively of £58,235 VAT and £63,071 Taxes and Social Security. Accounts for year end 31 October 2023 show liabilities to creditors of £509,097 of which £258,265 was VAT, £220,420 Taxes and social security and £30,412 Trade Creditors. Between October 2023 and December 2024 payments from Construction For Livings bank account totalled £1,297,077 of which £17,002 was paid to HMRC 

This information is correct as at 25 / 9 / 2026

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