Name: Mandip Kaur Dogra

Name: LADYLUCKNAILS LTD

Date of Birth: 18 / 1 / 1987

Date Order Starts: 18 / 6 / 2026

Disqualification Length: 8 Years 0 Month(s)

CRO Number: 12079512

Last Known Address: 4 Hurdis Road, Shirley, , , SOLIHULL, B90 2DP

Conduct: On 29 May 2020 Ms Mandip Kaur Dogra (“Ms Dogra”) applied for a Bounce Back Loan (“BBL”) for Ladylucknails Limited (“LL”) by providing information about LL’s turnover, which ought to have known was inaccurate, causing LL to obtain a £50,000 BBL to which it was not entitled. In that: • Under the BBL scheme a business that was established before 01 January 2019 could apply for a loan of 25% of its turnover in the 2019 calendar year. If established after 01 January 2019 an estimated turnover could be used. The minimum BBL which could be obtained was £2,000 and the maximum was £50,000; • LL was incorporated on 02 July 2019 and commenced trading around August 2019. As such LL was entitled to provide a reasonable estimate of Company annual turnover from the date it started business; • On 29 May 2020 Ms Dogra applied for a £50,000 BBL on behalf of LL and declared a turnover of £220,000 based on estimated turnover; LL received a £50,000 BBL on 02 June 2020 • Analysis of LL’s bank statements shows in the period from 06 August 2019 (when the account was first utilised) to 29 May 2020 (when the BBL application was made) total credits of £1,755.60 were received into the account. • Financial Accounts for the period 02 July 2019 to 31 July 2020 state the Company’s turnover was £1,261. • Ms Dogra has explained that the turnover figure on the BBL application was based on a detailed cashflow forecast. The information regarding LL’s actual turnover would have been available to Ms Dogra at the time that she made the BBL application. • Given that the is no evidence that LL would have generated a turnover in excess of £8,000 in its first year of trading, LL was not entitled to obtain a BBL of any amount. • At the point the BBL was applied for, Ms Dogra ought to have known that LL was not entitled to the BBL. • The BBL remains outstanding. The BBL lender is a creditor in the Company’s liquidation for £43,693.65. 

This information is correct as at 2 / 6 / 2026

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