Name: Hilary Siobhan Murray

Name: K4U SOLUTIONS LIMITED

Date of Birth: 20 / 2 / 1968

Date Order Starts: 12 / 2 / 2026

Disqualification Length: 12 Years  Month(s)

CRO Number: 11983367

Last Known Address: 29 Westmoreland Terrace, , , , LONDON,, SW1V 4AQ

Conduct: On 24 July 2020 Ms Hilary Siobhan Murray (‘Ms Murray’) applied for and obtained a Government-backed Bounce Back Loan (‘BBL’) of ?50,000 for K4U Solutions Limited (‘K4U’) to which it was not entitled as it was not trading on 01 March 2020 as required by the BBL scheme. In that: • The BBL scheme permitted a single loan of up to 25% of a business’ turnover in the calendar year 2019, from a minimum of ?2,000 to a maximum of ?50,000. If the business was established after 01 January 2019, the 25% limit should have been applied to its estimated annual turnover from the date the business started. The further conditions of applying for a BBL were that a business was trading on 01 March 2020 and at the date of the application. The application form included a declaration to that effect. A BBL was only intended to be used for the economic benefit of the applicant’s business. • K4U was incorporated in May 2019 and filed dormant accounts for the period to 31 May 2020. • Ms Murray was appointed as the sole director of K4U on 15 June 2020; • The report to creditors states that the Company was dormant between May 2020 and Ms Murray’s appointment; • Bank statements record no trading income to the date of Ms Murray’s appointment; • On 24 July 2020 Ms Murray signed an application for a BBL of ?50,000 from K4U’s bank and in so doing declared that K4U was trading on 01 March 2020; • The BBL was received into K4U’s bank account on 28 July 2020; • In obtaining a BBL for which it was not eligible K4U received ?50,000 in Covid support funding to which it was not entitled; • The bank has submitted a claim in the liquidation for ?46,247. 

This information is correct as at 29 / 1 / 2026

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