Name: Stewart Andrew Churchward

Name: BCQ GROUP LIMITED

Date of Birth: 1 / 10 / 1979

Date Order Starts: 1 / 9 / 2026

Disqualification Length: 10 Years 0 Month(s)

CRO Number: 06039730

Last Known Address: 8 AILWYNS ACRE, , , , CRANFIELD, MK43 0GA

Conduct: Between 27 April 2023 and 30 May 2023, Mr Churchward caused BCQ Group Ltd to misuse its Invoice Finance Facility (“I.F.F”) by submitting notifications for non-existent debts, when he knew or ought to have known those debts were non-existent, resulting in a loss to the lender of £383,780, in that: 1. BCQ traded as a printing business with mainly corporate customers and operated an I.F.F with its lender. 2. From 01 January 2019 until his suspension on 20 July 2023, Mr Churchward was a director of BCQ with responsibility for financial matters, including debtor reporting and the operation of the I.F.F. 3. An audit conducted by the lender from 17 to 19 July 2023 established that between 27 April 2023 and 30 May 2023, notifications totalling £843,303 were submitted to the lender using his unique login credentials, for which no genuine invoices had been issued by BCQ. 4. The lender has confirmed that after applying recoveries of genuine debts, its financial loss arising from these false notifications was £383,780. 5. The evidence suggests that on the 18 July 2023, the lender was informed by a third party that Mr Churchward instructed them to create invoices for non-existent debts in July 2023 and to backdate them to May 2023. 6. At administration, BCQ owed creditors £8,046,286, with a deficiency of £3,951,660, and the misuse of the I.F.F artificially supported BCQ’s trading position to the detriment of creditors, particularly the lender. 

This information is correct as at 11 / 8 / 2026

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