Name: John Edward Joseph Brinkley

Name: J & R FILES LIMITED

Date of Birth: 20 / 8 / 1967

Date Order Starts: 11 / 3 / 2024

Disqualification Length: 10 Years 0 Month(s)

CRO Number: 03009211

Last Known Address: 76 Amery Gardens, , , , Romford, RM2 6RU

Conduct: Mr John Brinkley (‘Mr Brinkley’) caused J&R Files Limited (‘J&R’) to apply for 2 Government-backed bounce back loans (‘BBL’) contrary to the terms of the scheme. Furthermore he overstated J & R’s 2019 turnover by at least £82,439 when applying for and obtaining the BBLs. As a result of the above actions J& R received and utilised at least £29,109 to which it was not entitled. In that: • The terms of the BBL scheme were such that an applicant company could obtain one loan of up to 25% of its turnover for the 2019 calendar year, to a maximum value of £50,000. Any BBL provided was to be used wholly for the benefit of the applicant company. Applicants were permitted to obtain one BBL only. • J&R held bank accounts with Bank A in its own registered name and in the name ‘Quality Specials’, a trading style acquired from a former competitor business. J&R applied for two BBLs from Bank A, one in the name of each of its two trading styles. • A first BBL application for £50,000 was made to Bank A by Mr Brinkley on or around 11 July 2020. On the application form, Mr Brinkley told Bank A turnover for 2019 had been £220,000 and sought a maximum value BBL of £50,000. • According to its accounts for the year ended 31 January 2019, J&R’s turnover had been £137,561. J&R’s turnover for the year to 31 January 2020 had been £121,018. These prepared accounts illustrate that the company was entitled to a BBL of no more than £34,390.25. • A first BBL application for £50,000 was made to Bank A by Mr Brinkley on or around 11 July 2020. On the application form, Mr Brinkley told Bank A turnover for 2019 had been £220,000 and sought a maximum value BBL of £50,000. • According to its accounts for the year ended 31 January 2019, J&R’s turnover had been £137,561. J&R’s turnover for the year to 31 January 2020 had been £121,018. These prepared accounts illustrate that the company was entitled to a BBL of no more than £34,390.25. • The first BBL monies of £50,000 were received into J&R own-name account held with Bank A on 20 July 2020. • A second BBL application was made to Bank A by Mr Brinkley in the name of Quality Specials on or around 19 October 2020. The application included the Company registration number of J & R Files Ltd and listed Mr Brinkley as Director. • The application was approved and a second tranche of BBL monies of £50,000 were received into J&R’s bank account held in the Quality Specials name on 19 October 2020. • The second BBL’s application form included this declaration: “I/We confirm that this is my/our only application for a Bounce Back Loan for this business, and I am/we are not part of a wider group which is in the process of applying for or has already received a Bounce Back Loan” • J & R entered Creditors Voluntary Liquidation on 24 June 2022 • J&R retained and expended the first BBL, the provider has claimed £50,633 for the first BBL, in the liquidation. • No claim for the second BBL has yet been received in the liquidation but account records show that J&R repaid £36,500 of the second BBL. 

This information is correct as at 20 / 2 / 2024

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