Name: Thomas John BARKER

Name: XPECT COURIERS LIMITED ›

Date of Birth: 13 / 11 / 1973

Date Order Starts: 12 / 2 / 2026

Disqualification Length: 8 Years 0 Month(s)

CRO Number: 12142935

Last Known Address: 140 Stocks Bank Road,, , , , MIRFIELD,, WF14 0EY

Conduct: On 26 August 2020, Thomas John Barker (“Mr Barker”) caused Xpect Couriers Limited (“Xpect”) to make a Bounce Back Loan (“BBL”) application of £50,000 when he knew or ought to have known that Xpect was not eligible for the loan under the terms of the BBL scheme. Furthermore Mr Baker failed to ensure that the proceeds of the BBL were used in their entirety for the economic benefit of Xpect as required. In that: • The Bounce Back Loan eligibility criteria was that a business had to be carrying on business on 1 March 2020, engaged in trading or commercial activity in the UK at the date of the application and had been adversely affected by coronavirus (COVID-19). Businesses could apply for a loan of between £2,000 and £50,000 subject to a maximum of up to 25% of its turnover for the calendar year 2019 or where a business was established after 01 January 2019 it is their estimated annual turnover from the date that the business was started. The information provided was self-certified by the applicant. • Xpect was incorporated on 07 August 2019. On 14 May 2021, Xpect filed non-trading accounts for the year ended 31 August 2020. • Xpect opened a bank account on 13 May 2020, and the first transaction occurred on 14 May 2020. • Xpect’s bank account 2, had its first transaction on 08 October 2020 and the account was closed on 13 October 2020. • On 26 August 2020 Mr Barker applied for a BBL of £50,000, stating that Xpect’s annual turnover was £210,000. • 08 October 2020, Xpect received a BBL of £50,000. • Prior to receipt of the BBL, the balance on both Xpect’s bank accounts was £NIL. As such, Xpect was not eligible for a BBL of any amount given it was not carrying on business on 1 March 2020 or engaged in trading or commercial activity at the time of the BBL application • Between 09 October 2020 and 09 June 2021, £47,502 of the BBL funds were not utilised for the economic benefit of Xpect. • Total liabilities at Liquidation amount to £36,145, of which at least £35,274 relates to the amount owed in respect of the BBL. 

This information is correct as at 23 / 1 / 2026

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