Name: Umesh Kumar

Name: Eva Home Ltd

Date of Birth: 19 / 6 / 1979

Date Order Starts: 11 / 2 / 2025

Disqualification Length: 10 years Years 0 Month(s)

CRO Number: 12018429

Last Known Address: 72 The Alders,, , , , HOUNSLOW,, TW5 0HP

Conduct: On 22 May 2020 Mr Umesh Kumar (“Mr Kumar”) caused Eva Home Ltd (“the company”) to make a Bounce Back Loan (“BBL”) application of £50,000 when he knew, or ought to have known, that the company was not eligible for the BBL scheme or did not have sufficient turnover to qualify for the loan applied for. Furthermore, the whole of the BBL funds were not used for the economic benefit of the company, contrary to the BBL scheme terms. In that: • Under the BBL scheme businesses who were established and operating before 1 March 2020 and trading at the date of the BBL application could apply for a loan of between £2,000 and £50,000 subject to a maximum of up to 25% of turnover. The turnover figure was self-certified by the applicant. The turnover figure required was that for the calendar year 2019. • The company was incorporated on 28 May 2019 and was therefore entitled to use estimated turnover. However, the company was neither carrying on business at 1 March 2020 or trading at the date of the BBL application. • On 22 May 2020 Mr Kumar applied for a BBL of £50,000 on behalf of the company requiring a turnover for the calendar year 2019 of at least £200,000. • The company filed Accounts for a dormant company made up to 31 May 2020. These accounts were approved by Mr Kumar on 31 May 2021. • A review of the one known bank account operated by the company shows that no payments were received from incorporation to 31 December 2019, with the first account transaction received on 20 May 2020, in the amount of £1,000 and from Mr Kumar. Mr Kumar has failed to evidence how the turnover figure of £200,000 was arrived at. • The company received the BBL funds of £50,000 on 26 May 2020 with an existing account balance of £1,000. • Between 26 May 2020 and 18 July 2020 payments totalling £50,900, inclusive of the BBL monies, were paid out of the company bank account. Mr Kumar has failed to provide a satisfactory explanation, or provide evidence, to show that these payments were for the economic benefit of the company. • At the date of Liquidation, the company had total liabilities of £50,000 made up exclusively of the BBL monies. 

This information is correct as at 21 / 1 / 2025

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