Name: Kenneth Gary Henry

Name: Bing Mobile Catering Ltd

Date of Birth: 29 / 7 / 1971

Date Order Starts: 26 / 12 / 2025

Disqualification Length: 12 Years 0 Month(s)

CRO Number: 11655824

Last Known Address: 50 Club View, , , , BIRMINGHAM, B38 8XA

Conduct: Kenneth Gary Henry (“Mr Henry”) breached the terms of the Bounce Back Loan (“BBL”) scheme by causing Bing Mobile Catering Ltd (“BMC”) to overstate its turnover when applying for a BBL. As a result, BMC received a £50,000 BBL when Mr Henry knew, or ought to have known, that BMC was not eligible for a loan of that amount, and failed to provide sufficient evidence that the entirety of the BBL was used for the economic benefit of BMC, in that: - Under the BBL scheme, businesses could apply for a loan of between £2,000 and £50,000 subject to a maximum of up to 25% of turnover. The turnover figure was self-certified by the applicant. The turnover figure required was that for the calendar year 2019, or where a business was established after 01 January 2019, an estimated annual turnover could be used from the date trade commenced. The terms and conditions of the BBL stated that the loan was to be used to provide economic benefit to the company, wholly for business purposes and not personal purposes. - BMC was incorporated on 02 November 2018. The first transaction in BMC’s bank account was a deposit made by Mr Henry on 28 May 2019. - Mr Henry submitted an application to obtain a £50,000 BBL on behalf of BMC, declaring that its estimated annual turnover was £210,000. - On 14 May 2020, Mr Henry signed the agreement for the obtention of the BBL, and on the following day, BBL funds of £50,000 were credited into BMC’s bank account. - Analysis of BMC’s bank account shows that BMC received payments totalling £19,537.98 between 28 May 2019 and 14 May 2020. £350.00 was received on 22 July 2020, being the last payment received during 2020. - Based on the income received into its bank account during the first 12 months of trading, BMC was entitled to apply for a BBL of up to £ £4,884.50. - The overstatement of turnover meant that BMC received at least £45,115.50 more than it was entitled to from the BBL scheme. - Between 01 March 2022 and 04 April 2022, a total of £38,000.00 was transferred to a third party, of which at least £30,495.47 were funds obtained via the BBL scheme. - Full accounting records have not been provided by Mr Henry to explain how the turnover figure was estimated, and how the use of the BBL monies was for the economic benefit of BMC. - BMC entered liquidation on 07 March 2023 with liabilities totalling £65,243.00, of which £48,067.11 relates to the amount owed in respect of the BBL. 

This information is correct as at 11 / 12 / 2025

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