Name: Hong hai PHAM

Name: J & M WELLING LTD

Date of Birth: 10 / 7 / 1968

Date Order Starts: 10 / 3 / 2025

Disqualification Length: 11 Years 0 Month(s)

CRO Number: 10969963

Last Known Address: 242 Sutherland Avenue,, , , , WELLING,, DA16 2NG

Conduct: Hong Hai Pham (“Mr Pham”) caused J & M Welling Limited (“Welling”) to obtain two government-backed Bounce Back Loans (“BBL”) contrary to the terms of the BBL scheme as only one BBL was permissible per business. In that: •The Bounce Back Loan (“BBL”) criteria allowed a company to apply for one BBL of between £2,000 and a maximum of £50,000 based on 25% of the company’s turnover for the 2019 calendar year. •On 25 June 2020 Welling obtained a BBL of £50,000 from Bank A. In the application form the turnover for the 2019 calendar year was stated to be £200,000. •On 22 July 2020 Welling obtained a second BBL of £50,000 from Bank B to which it was not entitled. Mr Pham signed the BBL application declaring that this was Welling’s only application for a BBL and that it had not yet obtained, nor in the process of applying for a BBL. •As at the date of Liquidation Welling had liabilities totalling £99,509, all in respect of the BBLs. 

This information is correct as at 17 / 2 / 2025

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